Motorcycle Insurance

MOTORCYCLE INSURANCE COVERAGE TO MEET YOUR NEEDS

Now you can give your motorcycle the very best protection, designed with the unique concerns of H-D^® motorcycle riders in mind. With Harley-Davidson Insurance, you can choose from a wide range of coverages to find the best policy for your motorcycle.

Harley-Davidson Insurance Services can provide you with great protection and exceptional customer service. If you have a claim, knowledgeable representatives who know Harley-Davidson^® motorcycles are ready to help you.

Motorcycle insurance coverage for a variety of motorcycle types:

We’ll work with you to help find the coverages that meet your needs. Those additional accessories you’ve added to your bike? We offer coverage for that. Want help with medical expenses you or your passenger incurred in an accident? We offer that, too.

You can learn more about these and our other motorcycle insurance coverage options below. And feel free to explore the site. No matter what bike you ride, we’re sure you’ll find that we offer great value and flexible coverage.

Have questions about our coverages? Contact us today.

INSURANCE COVERAGES FOR YOU AND YOUR BIKE

PASSENGER LIABILITY

At Harley-Davidson Insurance Services, we believe in the value of riding with friends and family. But we also know that, unfortunately, accidents happen. With Passenger Liability, your passenger will receive coverage for bodily injuries sustained on your bike whether or not the operator is at fault.

BODILY INJURY COVERAGE

When an accident results in injury or death to others, Bodily Injury Liability coverage can help protect you. This coverage can pay for expenses such as:

• Lost wages

• Pain

• Medical expenses

• Suffering

• Death

PROPERTY DAMAGE LIABILITY

If an at-fault accident causes damage to another person’s property, Harley-Davidson Insurance coverage can help protect you.

COMPREHENSIVE COVERAGE

You want to protect your motorcycle from damages not covered by collision, such as theft, fire, or vandalism. With Comprehensive coverage, you’ll be prepared for the unexpected.

COLLISION COVERAGE

Collision provides the extra coverage you might need to pay for damages when your motorcycle hits—or is hit by—another object or vehicle.

OPTIONAL EQUIPMENT COVERAGE

At Harley-Davidson Insurance Services, we want to help you protect the investments you’ve made in modifying your bike. Our Optional Equipment coverage protects equipment on your bike that is not factory standard. Your bike’s manufacturer defines equipment as standard by the Vehicle Identification Number (VIN).

BIKE REPLACEMENT COST

If your motorcycle is a total loss, you can get it replaced—and not at the depreciated value—with Replacement Cost coverage from Harley-Davidson. This coverage is optional and available only on new motorcycles.

OPTIONAL EQUIPMENT REPLACEMENT COST

If your motorcycle is a total loss—and your optional equipment also needs to be replaced—you’re covered for the replacement cost of that equipment with Optional Equipment Replacement Cost coverage.

UNINSURED MOTORIST BODILY INJURY

Uninsured Motorist Bodily Injury coverage from Harley-Davidson Insurance helps pay for bodily injuries you suffer in an accident in which the owner or operator of an uninsured motor vehicle is at fault.

UNINSURED MOTORIST PROPERTY DAMAGE

This coverage provides protection for your insured motorcycle when it’s damaged as a result of an accident in which an uninsured operator is at fault.

RENTAL REIMBURSEMENT COVERAGE

Is your motorcycle your only mode of transportation? How will you get around if it’s undriveable due to an accident? With Rental Reimbursement coverage from Harley-Davidson Insurance, we’ll pay for eligible transportation expenses in qualifying circumstances.  This coverage is optional, please speak with a representative to find out more.

*Coverage, discounts and benefits will vary in each province and with each different carrier underwriting, policies through Harley-Davidson Insurance provided by my Insurance Broker.